Family collecting gear in trunk of car.

Switch to CAA Auto Insurance for exclusive Member benefits and outstanding claims service

CAA Auto Insurance offers competitive rates on comprehensive coverage. CAA Members get up to 20% savings2, and you may be eligible for additional discounts:

  • Multi-Line Discount - Save 10% when you bundle your CAA Auto & Home Insurance
  • Multi-Vehicle Discount - Save 15% when you insure 2+ vehicles with CAA Insurance
  • Winter Tire Discount3 - Save 5% when your vehicle has four winter tires
  • CAA Connect® Discount - Save 5% on your auto premium when you enroll in the program
CAA Niagara - Auto Insurance
House and Car, CAA Insurance

Bundle your Home & Auto Insurance and save

Bundle your CAA Home & Auto Insurance and receive a 10% discount on your auto insurance, and up to 12.5% on your home insurance.

Plus, you receive complimentary CAA Tire Coverage4.

CAA Forgive & Forget program

Forgive and Forget.

The Forgive and Forget Plan® can protect the rates and good driving record you've earned. In the event of your first at-fault accident, you'll experience no change in your insurance driving record.

Find an Agent
CAA MyPace

CAA MyPace.

CAA MyPace is a usage-based insurance payment program for people who drive fewer than 12,000 kilometres a year. It allows you to buy auto insurance for only the distance you need. 

Learn More
CAA Niagara - CAA Connect

CAA Connect.

CAA Connect® uses your personal driving habits to calculate unique, personalized insurance rates. You could save up to 15% on your CAA Auto Insurance premium after one year5.

Learn More

Read your CAA Insurance Automobile Policy

Carefully review CAA’s Ontario Automobile Policy. It’s easy to read and details all the different types of coverage available to you. Click here to read the document for policies effective prior to January 1, 2022.

Additional Resources

Access the CAA Insurance Portal

When looking to make a payment, change your payment information, view your policy documents or require an electronic pink slip to add to your phone, it's as easy as logging into your insurance account.


Request Policy Documentation

Request documents for your CAA Home or Auto Insurance Policy. We will email you the requested documents within 3 business days.


Ontario Automobile Insurance Guidebook

Insurance should be clear and easy to understand. Learn more about the most commonly used terms you should know. Remember, always speak with your Insurance Agent or Broker if you have any questions.


1 Auto and Property Insurance are underwritten by CAA Insurance Company.
2 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.
3 Underwriting rules apply. Rating applied to vehicles with four (4) winter tires that meet the winter tire designation. Installation no later than November 20 and removed no earlier than April 15. 
4 CAA Tire Coverage is underwritten by CAA Insurance Company.
5 Maximum discount while enrolled in the CAA Connect program is 15% on renewal after one year.

® CAA Connect is a trademark of the Canadian Automobile Association
® Forgive and Forget is a trademark owned by CAA Insurance Company.

Certain conditions, exclusions and underwriting eligibility rules apply.

CAA Insurance Company respects the privacy of its customers in accordance to its Privacy Policy. A copy of this policy can be obtained at